The effect of
the kind of
mentality we
carry at times
often limit us
to doing little
things. The
major reason
why some of
us has failed to leave our present state of being
to a higher realm is due to the kind of orientation
and mentality we carry.
It is though not to be doubted that if you get an
high pay, there is high tendency to leave big so
is it even if you get a low pay. It is all about ;
• Wisdom,
• Planning, &
• Packaging.
Life and experience has thought me so many
things among which I will be sharing in this post.
My mum used to tell me about a well educated
man who happened to work in one of the biggest
banks in Nigeria with a sure fat pay but had
nothing to show at retirement after over 30years
in service.
Forget witches and wizard, he spent most of the
money gambling. He is now living with his
daughter in a small apartment. Yes, we are
reading about him, hope you aren't making the
same mistake ?
I happened to work as a teacher after my ssce
and I earned a pay of seven thousand naira then
per month. As little as it was, I had friends who
use this money as if they earn more, they
manage damn well. On the other hand I would
have collected things on credit before I even get
the pay and at the end of the month, it money
for debt.
Having discovered this is as a limitation to
making progress I decided to bring this out for
you to read.
Below I will be listing and explaining some ways
to live well even with your low income.
1. Plan Your Earning Early :
One of the ways I seem best to live well with
you low income is to plan the money even before
the beginning of the month.
Imagine your salary, write the amout you want to
save and clearly state other important things you
need to get.
2. Draw Your Scale Of Preference :
You need to make the difference between your
need and want very clear, go for what you need
and not just what you want.
List the things you need and get the important
ones first. Draw it out hierarchically.
3. Shun Peer Pressure :
Some times when you don't want to do some
things, you might get tempted to do so when you
see your friends doing it.
You need to shun pressure, know your target,
don't be carried away by what your friends are
buying or using, know you've got the money to
do the same but you have a focus.
4. Invest :
The best way to get more money is to tie the
one you have down and how can you do that, you
can only do this investing.
Get things you can pump your money into, look
around but be sure its a sure deal.
5. Be Selective :
You need to be selective, you don't have to be
every where and don't waste your money, you
must not always get all the clothes and shoes
you see. Be selective.
There are more ways by which we can use our
little earning well and live good. Drop your idea
via the comment box and let's all learn.
